Flutter App - Android

Ontech
LifeI ERP

Two Apps. One Platform.

Customer App — manage policies, pay premiums via Mobile Money, file claims, digital life card.
DSA Agent App — sell policies in the field with 7-step KYC capture, earn commissions, track performance.

Android Web Portal iOS Coming Soon
2
Mobile Apps
7
KYC Steps
3
MoMo Providers
9:41
Hi, Dennis
Total Cover
K 150,000
Next Premium
K 450 / Apr 01
Wallet
K 1,250
Active Policies
3
Premium Due
K 450
Quick Actions
K
Pay
!
Claim
A
Airtime
+
Deposit
My Policies
Whole Life Plan
K 100,000 cover
Active
Term Life 10yr
K 50,000 cover
Active

Home

Policies

Buy&Pay

Wallet

More
App Features

Everything You Need, On the Go

Built for the Zambian market with mobile money, OTP login, and EVD services.

OTP Login

No password needed. Enter your phone number, receive a 6-digit OTP, and you are in.

Policy Dashboard

View all your life assurance policies, cover amounts, beneficiaries, and premium due dates at a glance.

Mobile Payments

Pay premiums via Airtel Money, MTN MoMo, or Zamtel Kwacha. Instant receipt and confirmation.

Buy and Pay (EVD)

Purchase airtime (Airtel, MTN, Zamtel), Zesco electricity tokens, and DStv/GOtv subscriptions.

Savings Wallet

Save towards premiums with auto-pay. Deposit and withdraw via mobile money anytime.

File Claims

Submit death, disability, or maturity claims with document upload. Track status in real time.

Get Started

Up and Running in 60 Seconds

1

Download

Tap the download button to get the APK file.

2

Enter Phone

Enter your Zambian phone number to receive an OTP.

3

Verify Code

Enter the 6-digit code sent via SMS. You are in.

4

Manage Everything

Policies, payments, claims, EVD -- all in one place.

App Screens

See It in Action

Three key screens from the Ontech LifeI ERP mobile app.

9:41
Dashboard
Total Cover
K 150,000
Premium
K 450
Wallet
K 1,250
3
Policies
K 450
Due
1
Claim
K
Pay
!
Claim
A
Airtime
+
Deposit
Home
Policies
Buy&Pay
Wallet
More

Dashboard

Balance, stats, quick actions

9:42
Buy and Pay
Select Service
A
Airtel
Airtime
M
MTN
Airtime
Z
Zamtel
Airtime
Z
Zesco
Electricity
D
DStv
TV Sub
G
GOtv
TV Sub
Recent
A
Airtel 0976***456
K 50
Z
Zesco Prepaid
K 200
Home
Policies
Buy&Pay
Wallet
More

Buy and Pay (EVD)

Airtime, electricity, TV subs

9:43
Savings Wallet
Wallet Balance
K 1,250.00
Auto-pay: Enabled
Deposit
Withdraw
Recent Transactions
+
Deposit - Airtel Money
Mar 20, 2026
+K 500
-
Auto-Pay Premium
Mar 15, 2026
-K 450
+
Deposit - MTN MoMo
Mar 10, 2026
+K 1,000
-
Auto-Pay Premium
Feb 15, 2026
-K 450
Home
Policies
Buy&Pay
Wallet
More

Savings Wallet

Balance, deposit, transactions

Security

Your Data is Protected

Enterprise-grade security built into every layer of the app.

OTP Auth

No stored passwords

Encrypted Tokens

Secure storage on device

Auto-Logout

On inactivity timeout

HTTPS API

Secure communication

DPA 2021

DPC-DP000394 compliant

Requirements

What You Need

Android 6.0+

API level 23 or higher

55 MB Storage

Separate apps for Customers & DSA Agents

Internet

Connection required

Zambian Number

Required for OTP login

Navigation

5 Tabs, Everything You Need

The app is organized into five bottom tabs for quick access to every feature.

Home

Active policies, total cover (ZMW), next premium, wallet balance, quick actions

Policies

All policies, details, beneficiaries, digital policy card

Buy and Pay

Airtel, MTN, Zamtel airtime; Zesco tokens; DStv/GOtv subs

Wallet

Savings wallet, deposit via MoMo, auto-pay, transaction history

More

Claims, payments, notifications, products, profile, support, sign out

Two Dedicated Apps

One Platform, Two Purpose-Built Apps

Customers and sales agents each get a dedicated app built for their specific needs — no clutter, no confusion.

Customer Mode

For policyholders and new customers

3-step onboarding: Welcome, features showcase, phone verification. Then access your full policy dashboard.

5 Bottom Tabs

Home -- dashboard, stats, quick actions
Policies -- view, detail, card
Buy & Pay -- airtime, Zesco, DStv
Wallet -- save, deposit, auto-pay
More -- claims, payments, profile

DSA Sales Agent Mode

For field agents earning instant commission

4-step onboarding: Welcome, how commission works (80/5/15 split), benefits, registration with NRC and mobile money setup.

4 Bottom Tabs

Home -- commission dashboard, wallet, today's stats
Sell -- quick sale, commission preview, instant split
Wallet -- available + locked savings, withdraw
More -- leaderboard, team, training, profile

Instant 3-Way Commission Split

80%
You
5%
Supervisor
15%
Savings

Commission paid to your mobile money instantly after every sale. Savings auto-locked to build your financial identity.

For Sales Agents

Sell, Earn, Grow -- All From Your Phone

No more waiting 30-90 days for commission. Sell a policy, see your earnings instantly, withdraw to mobile money in seconds.

Instant Commission

Commission calculated and credited to your wallet the moment a sale completes. No approval delays.

KYC Savings Wallet

15% auto-locked into savings builds your emergency fund and financial identity over 6-12 months.

Team Bonuses

Supervisors earn 5% on every team member's sale. Build a team, earn passively.

Live Leaderboard

See where you rank today, this week, this month. Top performers get recognition.

USSD *388# Access

Check commission balance, withdraw, view team stats from any phone. No data needed.

Quick Sale Flow

Select product, enter customer details, confirm. Commission split shown on success screen. Under 2 minutes.

Download Now — It's Free

Choose the app that's right for you.

Scan to download

Or visit: life.ontech.co.zm/download

Support: +260 979 669 350

Email: info@ontech.co.zm